Frequently Asked Questions

Debt Review is a process that assists over-indebted South Africans meet their monthly obligations. In 2007, The National Credit Act (NCR) introduced the debt review process to prevent consumers from legal action or being black listed. A registered Debt Counsellor under the National Creditor Regulator may negotiate with the consumers creditors on their behalf, to Debt Review assists consumers that are struggling to meet their monthly financial obligations by approaching your creditors and makes payment arrangements on your behalf, reducing your payments to one affordable amount monthly.

Once you have been successfully added under Debt Review, You and your assets are immediately protected under the National Creditor Regulator from Creditors. You will no longer receive legal letters or harassing phone calls from Creditors. Your Debt Counsellor will take over all communications between your matters and your creditors.